A former loan officer, Jose Alfredo Ramirez, 28, was sentenced to four years' probation
Tuesday for fraudulently obtaining home mortgage loans for people who lacked sufficient income or who were not U.S.
citizens.
A condition or the probation includes 400 hours of community service work for Habitat for Humanity or another agency that assists people with affordable housing. The amount of restitution he must pay in the Jefferson County cases has not been determined.
Ramirez has also been sentenced to five months in prison in addition to five months in a halfway house on a similar set of charges filed by federal prosecutors. He also has been ordered to pay $140,000 in restitution in that case.
